Senior Compliance Analyst
Fintech / Payments | Second Line of Defence
Job scope
An opportunity has arisen for a Senior Compliance Analyst to join a specialist, regulated payments and fintech business with an established international footprint.
Sitting in the Second Line of Defence and reporting to the Head of Compliance & MLRO, you will play a key part in ensuring ongoing compliance with regulatory requirements, internal policies and financial crime controls. You’ll have real ownership, exposure to senior stakeholders, and the chance to influence how compliance operates in a fast-moving payments environment.
Key responsibilities
- Review and manage internal suspicious activity reports (SARs) and assess submissions to Financial Intelligence Units
- Handle financial crime escalations, including CDD, transaction monitoring, sanctions and PEP screening
- Support regulatory interactions, including periodic reports, notifications and ad-hoc requests
- Assist with delivery of the Compliance Monitoring Plan, including file reviews and internal testing
- Support external audits and independent reviews
- Draft, review and update policies, procedures and training materials
- Collate and analyse management information (MI) to support risk and performance reporting
- Provide general compliance support as required
Experience required
- Minimum 2 years’ experience in a Compliance or Financial Crime role within regulated financial services
- Strong understanding of financial crime regulation and industry standards
- Experience reviewing SARs, CDD files and compliance escalations
- Excellent written and verbal communication skills
- Confident stakeholder management abilities
Desirable experience
- AML / CTF qualification (e.g. ICA or ACAMS)
- Experience in fintech, payments, e-money, prepaid or challenger banking
- Knowledge of e-wallets, payment processing or BIN sponsorship
- Exposure to card schemes
- Experience in complaints handling
- Understanding of crypto-related risks
- Working knowledge of MLRs, GDPR, EMRs and PSRs